January 17, 2025
Gaulin InsuranceHow Roof Maintenance Impacts Your Insurance Coverage
Your roof is your home’s first line of defense against the elements, and maintaining it properly is more important than you might think. Did you know that your roof’s condition can directly affect your homeowner’s insurance coverage? Here’s why keeping your roof in top shape is critical: Avoiding Claims Denials Insurance policies often require homeowners […]
January 17, 2025
Gaulin InsuranceHow to Maintain Your Roof and Prevent Future Damage
Your roof is one of the most important parts of your home. It protects you from rain, snow, sun, and wind. Taking care of your roof now can help you avoid expensive repairs later. Here’s a simple guide to maintaining your roof and keeping it in great shape. Inspect Your Roof Regularly Take a good […]
November 28, 2024
AgencyHow to Get Life Insurance
Life insurance is a crucial financial safeguard providing your family security and peace of mind in the event of your passing. It can cover various expenses, such as funeral costs, outstanding debts and ongoing living expenses for loved ones left behind. Determine the Type of Policy Life insurance is generally divided into two main policy […]
October 25, 2024
Gaulin InsuranceHow Important is Cyber Insurance Coverage for Your Business?
Technology can create exciting new opportunities for your business. Whether pursuing innovation or developing new methods for greater efficiency, your company can benefit greatly from these advancements. However, the rise of digital solutions and online operations has also likely created or exacerbated your cyber risks and exposures. Cybercriminals have increased their activity to seize these […]
September 27, 2024
AgencyWhen Should You File an Auto Claim?
After an accident or incident that causes injuries or damage to your vehicle, knowing how to file an auto claim is essential for initiating repairs and managing your financial impact. Prioritize Safety and Document the Incident The first priority after an accident is to ensure that everyone involved is safe. Check for injuries and, if […]
June 27, 2024
Gaulin InsuranceWhen Do I Need to Buy Workers’ Compensation Insurance in Rhode Island?
Workers’ compensation insurance is a crucial financial safety net for employees in Rhode Island, ensuring financial protection in case of work-related injuries or illnesses. If you’re a Rhode Island business owner, understanding when to purchase workers’ compensation insurance is essential for compliance and safeguarding your workforce. Workers’ compensation coverage can help provide financial support for […]
April 23, 2024
Gaulin InsuranceHow Do Increased Claims Impact Insurance Rates?
Insurance is a financial safety net that individuals and businesses rely on to protect themselves against unexpected losses. Whether it’s auto, home, health or any other type of insurance, premiums are based on various factors, one of the most significant being the frequency and severity of claims. When claims increase, insurance companies often respond […]
March 14, 2024
Gaulin InsuranceWhat Life Changes Require You to Assess Your Insurance Coverage?
When was the last time you thought about your insurance coverage? Maybe it’s time to re-examine what you have and make it a point to review it regularly from now on. We all know that changes are an inevitable part of life, often followed by hectic periods of time. When you have experienced a […]
February 12, 2024
Gaulin InsuranceIs Your Company Underinsured?
Is your company underinsured? Running a successful business involves a myriad of responsibilities, and one crucial aspect often overlooked is insurance. Whether you operate a small startup or a well-established enterprise, having the right insurance coverage is essential for safeguarding your company against unforeseen risks and potential financial losses. How to Make Sure Your […]
December 29, 2023
Gaulin InsuranceIs Snowmobile Covered Under Auto Insurance?
Snowmobiles are generally not covered under standard auto insurance policies. These vehicles require specialized snowmobile insurance to ensure proper protection. Snowmobile Insurance Coverage Depending on your needs, your agent may suggest purchasing the following snowmobile insurance policies: Liability insurance is critical and may help cover damages if you’re responsible for causing injury to others or […]